26 E Garber StMount UnionPA17066
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow26 E Garber St, Mount Union, PA, 17066 in Mount Union is a top-tier cash-flow asset. At $105,000 it produces $1,525/mo in rent and $837/mo in net monthly income, a 17.43% gross rental yield. The DSCR of 3.23 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $10,046. Five-year appreciation adds $29,010, driving a total cumulative return of $93,855.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.4% | 6.2% |
| Monthly Cash Flow | $837 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,525 |
| Total Monthly Debt Service | $646 |
| DSCR Ratio | 2.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17066, Mount Union, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,517 (100%) |
| Owner Occupied HU | 1,434 (57.0%) |
| Renter Occupied HU | 694 (27.6%) |
| Vacant Housing Units | 389 (15.5%) |
| Median Home Value | $120,747 |
| Average Home Value | $155,774 |
Housing Distribution
Address Breakdown
Residential
2,334
Single Family
2,269
Multi-Family
65
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17066, Mount Union, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,517 (100%) |
| Owner Occupied HU | 1,434 (57.0%) |
| Renter Occupied HU | 694 (27.6%) |
| Vacant Housing Units | 389 (15.5%) |
| Median Home Value | $120,747 |
| Average Home Value | $155,774 |
Housing Distribution
Address Breakdown
Residential
2,334
Single Family
2,269
Multi-Family
65
Businesses
151
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices