26 Big Hill Rd #70Beech CreekPA16822
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 26 Big Hill Rd #70, Beech Creek, PA, 16822 in Beech Creek. At $140,000 it earns $1,298/mo in rent and distributes $381/mo to the owner after the $630/mo payment, a consistent 11.13% yield. DSCR 2.06 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $38,679 in value; $1,289/yr in principal paydown compounds ownership stake. Total projected return: $77,760.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $381 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,298 |
| Total Monthly Debt Service | $862 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
5.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16822, Beech Creek, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,074 (100%) |
| Owner Occupied HU | 696 (64.8%) |
| Renter Occupied HU | 178 (16.6%) |
| Vacant Housing Units | 200 (18.6%) |
| Median Home Value | $224,275 |
| Average Home Value | $307,680 |
Housing Distribution
Address Breakdown
Residential
764
Single Family
732
Multi-Family
32
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
5.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16822, Beech Creek, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,074 (100%) |
| Owner Occupied HU | 696 (64.8%) |
| Renter Occupied HU | 178 (16.6%) |
| Vacant Housing Units | 200 (18.6%) |
| Median Home Value | $224,275 |
| Average Home Value | $307,680 |
Housing Distribution
Address Breakdown
Residential
764
Single Family
732
Multi-Family
32
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jerri Young • Swc Realty, LLC
Mls Name: Bright MLS
Mls ID: #PACL2025338