26 5th Ave SELidgerwoodND58053
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 26 5th Ave SE, Lidgerwood, ND, 58053 in Lidgerwood earns a 11.18% gross yield at $147,000. Rent of $1,369/mo nets $475/mo after the $661/mo mortgage. The 2.07 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $40,613 and $1,354/yr in equity accumulation project a total cumulative return of $86,215.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $475 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,369 |
| Total Monthly Debt Service | $836 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1904
0.64 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58053, Lidgerwood, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 649 (100%) |
| Owner Occupied HU | 439 (67.6%) |
| Renter Occupied HU | 101 (15.6%) |
| Vacant Housing Units | 109 (16.8%) |
| Median Home Value | $97,115 |
| Average Home Value | $166,321 |
Housing Distribution
Address Breakdown
Residential
440
Single Family
413
Multi-Family
27
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1904
0.64 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58053, Lidgerwood, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 649 (100%) |
| Owner Occupied HU | 439 (67.6%) |
| Renter Occupied HU | 101 (15.6%) |
| Vacant Housing Units | 109 (16.8%) |
| Median Home Value | $97,115 |
| Average Home Value | $166,321 |
Housing Distribution
Address Breakdown
Residential
440
Single Family
413
Multi-Family
27
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lacey J Ferderer • Premium Home Realty Co.
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #6720323