2599 Reynolds RdFranklinvilleNY14737
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 2599 Reynolds Rd, Franklinville, NY, 14737 in Franklinville. Rental yield 7.19%. The 1.33 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $79,845 and $2,662/yr in principal reduction project total return of $97,324.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 6.2% |
| Monthly Cash Flow | $(199) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,730 |
| Total Monthly Debt Service | $1,815 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14737, Franklinville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,454 (100%) |
| Owner Occupied HU | 1,320 (53.8%) |
| Renter Occupied HU | 335 (13.7%) |
| Vacant Housing Units | 799 (32.6%) |
| Median Home Value | $112,941 |
| Average Home Value | $174,811 |
Housing Distribution
Address Breakdown
Residential
1,791
Single Family
1,768
Multi-Family
23
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14737, Franklinville, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,454 (100%) |
| Owner Occupied HU | 1,320 (53.8%) |
| Renter Occupied HU | 335 (13.7%) |
| Vacant Housing Units | 799 (32.6%) |
| Median Home Value | $112,941 |
| Average Home Value | $174,811 |
Housing Distribution
Address Breakdown
Residential
1,791
Single Family
1,768
Multi-Family
23
Businesses
90
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Megan Duncan • ERA Team VP-Arcade
Mls Name: NYSAMLSs
Mls ID: #R1636165