25930 Narbonne Ave Unit 137LomitaCA90717
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeFinancing efficiency matters for international buyers, and 25930 Narbonne Ave Unit 137, Lomita, CA, 90717 in Lomita offers it: the 1.50 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 8.1%. Long-term, 5% appreciation is forecast to add $140,627, and $4,688/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $211,362.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.5% |
| Monthly Cash Flow | $(150) | $250 |
City averages based on Lomita market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,434 |
| Total Monthly Debt Service | $2,946 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1978
1.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90717, Lomita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,176 (100%) |
| Owner Occupied HU | 3,845 (41.9%) |
| Renter Occupied HU | 4,955 (54.0%) |
| Vacant Housing Units | 376 ( 4.1%) |
| Median Home Value | $854,653 |
| Average Home Value | $889,702 |
Housing Distribution
Address Breakdown
Residential
9,045
Single Family
6,179
Multi-Family
2,866
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1978
1.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90717, Lomita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,176 (100%) |
| Owner Occupied HU | 3,845 (41.9%) |
| Renter Occupied HU | 4,955 (54.0%) |
| Vacant Housing Units | 376 ( 4.1%) |
| Median Home Value | $854,653 |
| Average Home Value | $889,702 |
Housing Distribution
Address Breakdown
Residential
9,045
Single Family
6,179
Multi-Family
2,866
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #PW26142220