259 Girard AveSyracuseNY13207
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 259 Girard Ave, Syracuse, NY, 13207 in Syracuse. Priced at $114,900, it generates $1,669/mo in gross rent and $902/mo in net monthly cash flow, a 17.43% yield that comfortably supports the 3.23 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,821. Five-year appreciation: $31,745. Equity from principal paydown: $1,058/yr. Total projected cumulative return: $101,858.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.4% | 7.2% |
| Monthly Cash Flow | $902 | $450 |
City averages based on Syracuse market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,669 |
| Total Monthly Debt Service | $722 |
| DSCR Ratio | 2.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
4,199 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
4,199 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices