2589 SW Breezy Point DrDunnellonFL34431
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 2589 SW Breezy Point Dr, Dunnellon, FL, 34431 in Dunnellon speaks for itself: 11.8% gross on a $212,900 price, generating $2,094/mo in rent and $681/mo in net income after the $957/mo debt service. DSCR 2.19, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,174 stacks alongside $58,820 in projected five-year appreciation and $1,961/yr in principal reduction. Projected total cumulative return: $125,039.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 7.0% |
| Monthly Cash Flow | $681 | $350 |
City averages based on Dunnellon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,094 |
| Total Monthly Debt Service | $1,328 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34431, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,970 (100%) |
| Owner Occupied HU | 3,745 (75.4%) |
| Renter Occupied HU | 624 (12.6%) |
| Vacant Housing Units | 601 (12.1%) |
| Median Home Value | $238,809 |
| Average Home Value | $256,672 |
Housing Distribution
Address Breakdown
Residential
4,567
Single Family
4,567
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34431, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,970 (100%) |
| Owner Occupied HU | 3,745 (75.4%) |
| Renter Occupied HU | 624 (12.6%) |
| Vacant Housing Units | 601 (12.1%) |
| Median Home Value | $238,809 |
| Average Home Value | $256,672 |
Housing Distribution
Address Breakdown
Residential
4,567
Single Family
4,567
Multi-Family
0
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Mazzurco • KELLER WILLIAMS CORNERSTONE RE
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #OM689930
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