25850 River Pines RdAguilarCO81020
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Aguilar rental at 25850 River Pines Rd, Aguilar, CO, 81020 sits in the solid-income band: 8.68% gross yield, $4,303/mo rent, $836/mo net after the $2,675/mo debt service, DSCR 1.61. Entry price of $595,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $164,388 and $5,480/yr in principal reduction bring total cumulative return to $278,482.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 7.0% |
| Monthly Cash Flow | $836 | $800 |
City averages based on Aguilar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,303 |
| Total Monthly Debt Service | $3,231 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81020, Aguilar, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 671 (100%) |
| Owner Occupied HU | 344 (51.3%) |
| Renter Occupied HU | 96 (14.3%) |
| Vacant Housing Units | 231 (34.4%) |
| Median Home Value | $116,532 |
| Average Home Value | $222,754 |
Housing Distribution
Address Breakdown
Residential
173
Single Family
173
Multi-Family
0
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81020, Aguilar, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 671 (100%) |
| Owner Occupied HU | 344 (51.3%) |
| Renter Occupied HU | 96 (14.3%) |
| Vacant Housing Units | 231 (34.4%) |
| Median Home Value | $116,532 |
| Average Home Value | $222,754 |
Housing Distribution
Address Breakdown
Residential
173
Single Family
173
Multi-Family
0
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices