2585 Ridge Ln, Palm Harbor, FL, 34684 | $43/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Palm Harbor at 2585 Ridge Ln, Palm Harbor, FL, 34684 offers a 8.08% rental yield on a $459,000 purchase with $3,089/mo rent. Total monthly income registers $3,089/mo, and a $2,247/mo payment leaves $43/mo available for distribution. Annual cash flow reaches $511/yr on $152,159 to close, and return on cash invested stands at 20.24% in year one. Equity gained on principal adds $2,962/yr while 5% annual appreciation supports $126,813 over five years. Portfolio math shows five-year ROI at 105.24% and total cumulative return in cash at $160,127. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,089/mo property income against a $2,247/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1983

6,403 sqft lot

$N/A/sqft

No HOA