25832 Turner AveRoyal OakMD21662
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 25832 Turner Ave, Royal Oak, MD, 21662 in Royal Oak at $1,235,000, 2.57% gross yield, is a market-growth asset. Rental yield 2.57%. The $2,640/mo rent partially funds the $5,553/mo debt service; the core return is the 5%/yr price growth projected to add $341,208 over five years. Ziffy Mortgage's DSCR mortgage (0.48) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $144,074.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 8.0% |
| Monthly Cash Flow | $(5,041) | $750 |
City averages based on Royal Oak market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,640 |
| Total Monthly Debt Service | $7,190 |
| DSCR Ratio | 0.37x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21662, Royal Oak, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 444 (100%) |
| Owner Occupied HU | 236 (53.2%) |
| Renter Occupied HU | 56 (12.6%) |
| Vacant Housing Units | 152 (34.2%) |
| Median Home Value | $1,016,667 |
| Average Home Value | $1,145,763 |
Housing Distribution
Address Breakdown
Residential
277
Single Family
277
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21662, Royal Oak, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 444 (100%) |
| Owner Occupied HU | 236 (53.2%) |
| Renter Occupied HU | 56 (12.6%) |
| Vacant Housing Units | 152 (34.2%) |
| Median Home Value | $1,016,667 |
| Average Home Value | $1,145,763 |
Housing Distribution
Address Breakdown
Residential
277
Single Family
277
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices