25827 Vaquero CtSanta ClaritaCA91355
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 25827 Vaquero Ct, Santa Clarita, CA, 91355 in Santa Clarita is narrow, $128/mo net on $7,093/mo rent after the $4,721/mo debt service, but the property operates at break-even-plus, not a loss. At $1,050,000 with a 8.11% yield, the long-run equity case via 5% appreciation ($290,096 over five years) and $9,671/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.50 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $408,453.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.5% |
| Monthly Cash Flow | $128 | $1,500 |
City averages based on Santa Clarita market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,093 |
| Total Monthly Debt Service | $6,547 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
6,318 sqft lot
$N/A/sqft
$68 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91355, Valencia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,687 (100%) |
| Owner Occupied HU | 8,060 (58.9%) |
| Renter Occupied HU | 5,138 (37.5%) |
| Vacant Housing Units | 489 ( 3.6%) |
| Median Home Value | $819,123 |
| Average Home Value | $865,526 |
Housing Distribution
Address Breakdown
Residential
12,965
Single Family
8,179
Multi-Family
4,786
Businesses
2,929
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
6,318 sqft lot
$N/A/sqft
$68 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91355, Valencia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,687 (100%) |
| Owner Occupied HU | 8,060 (58.9%) |
| Renter Occupied HU | 5,138 (37.5%) |
| Vacant Housing Units | 489 ( 3.6%) |
| Median Home Value | $819,123 |
| Average Home Value | $865,526 |
Housing Distribution
Address Breakdown
Residential
12,965
Single Family
8,179
Multi-Family
4,786
Businesses
2,929
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices