25806 Nellies RdgDowIL62022
INVESTMENT ANALYSIS
Investment Verdict
Solid Income25806 Nellies Rdg, Dow, IL, 62022 in Dow carries a 1.54 coverage ratio, rent of $2,837/mo is 1.54 times the $1,844/mo payment. Rental yield 8.3%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $410,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $113,275; total projected cumulative return: $156,329.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 7.2% |
| Monthly Cash Flow | $(7) | $150 |
City averages based on Dow market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,837 |
| Total Monthly Debt Service | $2,681 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62022, Dow, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 507 (100%) |
| Owner Occupied HU | 380 (75.0%) |
| Renter Occupied HU | 78 (15.4%) |
| Vacant Housing Units | 49 ( 9.7%) |
| Median Home Value | $235,593 |
| Average Home Value | $295,151 |
Housing Distribution
Address Breakdown
Residential
476
Single Family
476
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62022, Dow, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 507 (100%) |
| Owner Occupied HU | 380 (75.0%) |
| Renter Occupied HU | 78 (15.4%) |
| Vacant Housing Units | 49 ( 9.7%) |
| Median Home Value | $235,593 |
| Average Home Value | $295,151 |
Housing Distribution
Address Breakdown
Residential
476
Single Family
476
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices