258 Old Mill White RdJasperGA30143
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.4% yield at 258 Old Mill White Rd, Jasper, GA, 30143 in Jasper is solid, but the $1,569/mo payment compresses net cash flow to $28/mo at $349,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $96,422 by year five, and $3,214/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.37) without U.S. income documentation. Total projected return: $134,030.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 8.0% |
| Monthly Cash Flow | $28 | $300 |
City averages based on Jasper market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,152 |
| Total Monthly Debt Service | $1,985 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2022
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30143, Jasper, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,573 (100%) |
| Owner Occupied HU | 8,691 (69.1%) |
| Renter Occupied HU | 1,953 (15.5%) |
| Vacant Housing Units | 1,929 (15.3%) |
| Median Home Value | $347,742 |
| Average Home Value | $386,997 |
Housing Distribution
Address Breakdown
Residential
11,986
Single Family
8,732
Multi-Family
3,254
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2022
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30143, Jasper, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,573 (100%) |
| Owner Occupied HU | 8,691 (69.1%) |
| Renter Occupied HU | 1,953 (15.5%) |
| Vacant Housing Units | 1,929 (15.3%) |
| Median Home Value | $347,742 |
| Average Home Value | $386,997 |
Housing Distribution
Address Breakdown
Residential
11,986
Single Family
8,732
Multi-Family
3,254
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices