258 Bryant StSan BernardinoCA92408
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 258 Bryant St, San Bernardino, CA, 92408 in San Bernardino fits: $1,750,000, 1.86% gross yield, and a projected 5% annual appreciation rate adding $483,493 in value within five years. Rental yield 1.86%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.34) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $16,118/yr in principal paydown and $483,493 in appreciation project a total return of $141,166.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.9% | 4.8% |
| Monthly Cash Flow | $(8,117) | $850 |
City averages based on San Bernardino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,708 |
| Total Monthly Debt Service | $10,130 |
| DSCR Ratio | 0.27x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1987
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92408, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,543 (100%) |
| Owner Occupied HU | 1,414 (31.1%) |
| Renter Occupied HU | 2,934 (64.6%) |
| Vacant Housing Units | 195 ( 4.3%) |
| Median Home Value | $461,815 |
| Average Home Value | $465,331 |
Housing Distribution
Address Breakdown
Residential
4,195
Single Family
2,978
Multi-Family
1,217
Businesses
2,218
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1987
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92408, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,543 (100%) |
| Owner Occupied HU | 1,414 (31.1%) |
| Renter Occupied HU | 2,934 (64.6%) |
| Vacant Housing Units | 195 ( 4.3%) |
| Median Home Value | $461,815 |
| Average Home Value | $465,331 |
Housing Distribution
Address Breakdown
Residential
4,195
Single Family
2,978
Multi-Family
1,217
Businesses
2,218
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #OC25247970