2575 Allister CirMiamisburgOH45342
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.63% yield at 2575 Allister Cir, Miamisburg, OH, 45342 in Miamisburg is solid, but the $854/mo payment compresses net cash flow to $58/mo at $189,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $52,466 by year five, and $1,749/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.78) without U.S. income documentation. Total projected return: $90,054.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $58 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,524 |
| Total Monthly Debt Service | $1,174 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1993
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45342, Miamisburg, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,311 (100%) |
| Owner Occupied HU | 9,916 (57.3%) |
| Renter Occupied HU | 6,289 (36.3%) |
| Vacant Housing Units | 1,106 ( 6.4%) |
| Median Home Value | $248,361 |
| Average Home Value | $258,420 |
Housing Distribution
Address Breakdown
Residential
16,759
Single Family
14,303
Multi-Family
2,456
Businesses
895
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1993
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45342, Miamisburg, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,311 (100%) |
| Owner Occupied HU | 9,916 (57.3%) |
| Renter Occupied HU | 6,289 (36.3%) |
| Vacant Housing Units | 1,106 ( 6.4%) |
| Median Home Value | $248,361 |
| Average Home Value | $258,420 |
Housing Distribution
Address Breakdown
Residential
16,759
Single Family
14,303
Multi-Family
2,456
Businesses
895
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: DABR MLS
Mls ID: #958834