2574 W Washington StMonticelloFL32344








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Monticello at 2574 W Washington St, Monticello, FL, 32344 offers a 7.67% rental yield on a $572,700 purchase with $3,660/mo rent. 17% in year one. Equity gained on principal adds $3,696/yr while 5% annual appreciation supports $158,226 over five years. Portfolio math shows five-year ROI at 99.42% and total cumulative return in cash at $187,329. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,660/mo property income against a $2,803/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1981
9.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32344, Monticello, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,100 (100%) |
| Owner Occupied HU | 4,229 (69.3%) |
| Renter Occupied HU | 1,142 (18.7%) |
| Vacant Housing Units | 729 (12.0%) |
| Median Home Value | $238,535 |
| Average Home Value | $295,786 |
Housing Distribution
Address Breakdown
Residential
5,330
Single Family
5,295
Multi-Family
35
Businesses
311
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