25710 Plymouth StSioux CityIA51108
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play25710 Plymouth St, Sioux City, IA, 51108 in Sioux City is priced for appreciation, not yield. Rental yield 3.09%. At $950,000 with a 3.09% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $262,467 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.57) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $121,647.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.1% | 7.2% |
| Monthly Cash Flow | $(3,727) | $450 |
City averages based on Sioux City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,443 |
| Total Monthly Debt Service | $5,792 |
| DSCR Ratio | 0.42x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
2.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51108, Sioux City, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,664 (100%) |
| Owner Occupied HU | 1,813 (68.1%) |
| Renter Occupied HU | 696 (26.1%) |
| Vacant Housing Units | 155 ( 5.8%) |
| Median Home Value | $197,786 |
| Average Home Value | $284,381 |
Housing Distribution
Address Breakdown
Residential
2,569
Single Family
1,991
Multi-Family
578
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
2.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51108, Sioux City, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,664 (100%) |
| Owner Occupied HU | 1,813 (68.1%) |
| Renter Occupied HU | 696 (26.1%) |
| Vacant Housing Units | 155 ( 5.8%) |
| Median Home Value | $197,786 |
| Average Home Value | $284,381 |
Housing Distribution
Address Breakdown
Residential
2,569
Single Family
1,991
Multi-Family
578
Businesses
131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kyle Kovarna • Riverstone Realty
Mls Name: Northwest Iowa Regional BOR
Mls Provider:
Mls ID: #828397
Disclaimer: Information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.