25672 Wiseman StRosevilleMI48066
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 25672 Wiseman St, Roseville, MI, 48066 in Roseville earns a 9.33% gross yield at $184,000. Rent of $1,431/mo nets $218/mo after the $827/mo mortgage. The 1.73 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $50,836 and $1,695/yr in equity accumulation project a total cumulative return of $84,169.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.0% |
| Monthly Cash Flow | $218 | $250 |
City averages based on Roseville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,431 |
| Total Monthly Debt Service | $1,140 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48066, Roseville, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,468 (100%) |
| Owner Occupied HU | 13,572 (63.2%) |
| Renter Occupied HU | 6,839 (31.9%) |
| Vacant Housing Units | 1,057 ( 4.9%) |
| Median Home Value | $155,653 |
| Average Home Value | $205,217 |
Housing Distribution
Address Breakdown
Residential
20,626
Single Family
19,410
Multi-Family
1,216
Businesses
1,436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48066, Roseville, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,468 (100%) |
| Owner Occupied HU | 13,572 (63.2%) |
| Renter Occupied HU | 6,839 (31.9%) |
| Vacant Housing Units | 1,057 ( 4.9%) |
| Median Home Value | $155,653 |
| Average Home Value | $205,217 |
Housing Distribution
Address Breakdown
Residential
20,626
Single Family
19,410
Multi-Family
1,216
Businesses
1,436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices