2565 McCollum AveFlintMI48504
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2565 McCollum Ave, Flint, MI, 48504 in Flint deserves attention. This $108,000 property earns $1,263/mo in rent, a 13.78% gross yield, and nets $538/mo after the $486/mo payment. DSCR 2.60 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $29,838 compounds alongside $995/yr in yearly equity build, for a total cumulative return of $76,588.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 8.2% |
| Monthly Cash Flow | $538 | $150 |
City averages based on Flint market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,263 |
| Total Monthly Debt Service | $669 |
| DSCR Ratio | 1.89x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48504, Flint, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,706 (100%) |
| Owner Occupied HU | 6,260 (53.5%) |
| Renter Occupied HU | 3,646 (31.1%) |
| Vacant Housing Units | 1,800 (15.4%) |
| Median Home Value | $56,613 |
| Average Home Value | $119,600 |
Housing Distribution
Address Breakdown
Residential
10,016
Single Family
9,358
Multi-Family
658
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
0.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48504, Flint, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,706 (100%) |
| Owner Occupied HU | 6,260 (53.5%) |
| Renter Occupied HU | 3,646 (31.1%) |
| Vacant Housing Units | 1,800 (15.4%) |
| Median Home Value | $56,613 |
| Average Home Value | $119,600 |
Housing Distribution
Address Breakdown
Residential
10,016
Single Family
9,358
Multi-Family
658
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices