2560 Sylvania RdTroyPA16947
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 2560 Sylvania Rd, Troy, PA, 16947 in Troy worth modelling. At $199,900 with a 9.05% gross yield, the $1,508/mo rent leaves $198/mo after the $899/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.68 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $55,229 by year five; $1,841/yr in principal reduction adds further equity. Total projected return: $88,874.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $198 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,508 |
| Total Monthly Debt Service | $1,230 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16947, Troy, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,357 (100%) |
| Owner Occupied HU | 1,378 (58.5%) |
| Renter Occupied HU | 522 (22.1%) |
| Vacant Housing Units | 457 (19.4%) |
| Median Home Value | $213,679 |
| Average Home Value | $256,355 |
Housing Distribution
Address Breakdown
Residential
2,009
Single Family
1,874
Multi-Family
135
Businesses
208
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16947, Troy, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,357 (100%) |
| Owner Occupied HU | 1,378 (58.5%) |
| Renter Occupied HU | 522 (22.1%) |
| Vacant Housing Units | 457 (19.4%) |
| Median Home Value | $213,679 |
| Average Home Value | $256,355 |
Housing Distribution
Address Breakdown
Residential
2,009
Single Family
1,874
Multi-Family
135
Businesses
208
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ronda Brill • Berkshire Hathaway HomeServices Hodrick Realty - Wellsboro
Mls Name: Northern Mountains of Pennsylvania MLS
Mls ID: #31724776