2560 Iron Springs RdFairfieldPA17320
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.09% yield at 2560 Iron Springs Rd, Fairfield, PA, 17320 in Fairfield is solid, but the $1,573/mo payment compresses net cash flow to $66/mo at $349,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $96,671 by year five, and $3,223/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.50) without U.S. income documentation. Total projected return: $137,518.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $66 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,359 |
| Total Monthly Debt Service | $2,154 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17320, Fairfield, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,453 (100%) |
| Owner Occupied HU | 2,855 (82.7%) |
| Renter Occupied HU | 330 ( 9.6%) |
| Vacant Housing Units | 268 ( 7.8%) |
| Median Home Value | $327,572 |
| Average Home Value | $353,592 |
Housing Distribution
Address Breakdown
Residential
3,228
Single Family
3,228
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17320, Fairfield, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,453 (100%) |
| Owner Occupied HU | 2,855 (82.7%) |
| Renter Occupied HU | 330 ( 9.6%) |
| Vacant Housing Units | 268 ( 7.8%) |
| Median Home Value | $327,572 |
| Average Home Value | $353,592 |
Housing Distribution
Address Breakdown
Residential
3,228
Single Family
3,228
Multi-Family
0
Businesses
117
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dan Zecher • Keller Williams Elite
Mls Name: Bright MLS
Mls ID: #PAAD2019662