2560 Cardiff RdEbensburgPA15931
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 2560 Cardiff Rd, Ebensburg, PA, 15931 in Ebensburg worth modelling. At $124,900 with a 7.89% gross yield, the $821/mo rent leaves $2/mo after the $562/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.46 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $34,508 by year five; $1,150/yr in principal reduction adds further equity. Total projected return: $47,698.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $2 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $821 |
| Total Monthly Debt Service | $769 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15931, Ebensburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,009 (100%) |
| Owner Occupied HU | 2,812 (70.1%) |
| Renter Occupied HU | 884 (22.1%) |
| Vacant Housing Units | 313 ( 7.8%) |
| Median Home Value | $232,331 |
| Average Home Value | $285,100 |
Housing Distribution
Address Breakdown
Residential
3,578
Single Family
3,346
Multi-Family
232
Businesses
507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15931, Ebensburg, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,009 (100%) |
| Owner Occupied HU | 2,812 (70.1%) |
| Renter Occupied HU | 884 (22.1%) |
| Vacant Housing Units | 313 ( 7.8%) |
| Median Home Value | $232,331 |
| Average Home Value | $285,100 |
Housing Distribution
Address Breakdown
Residential
3,578
Single Family
3,346
Multi-Family
232
Businesses
507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: AHAR
Mls ID: #78799