25595 Kern Rd, South Bend, IN, 46614 | $720/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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25595 Kern Rd, South Bend, IN, 46614 | $720/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in South Bend at 25595 Kern Rd, South Bend, IN, 46614 listed at $279,900 pairs $2,400/mo rent with a $1,370/mo payment to leave $720/mo cash flow. Total monthly income runs $2,400/mo, and annual cash flow reaches $8,637/yr on $92,787 cash to close. Return on cash invested measures 29.22% in year one, and rental yield registers 10.29% at a $279,900 basis. Equity gained on principal adds $1,806/yr, and annual property appreciation at 5% supports $77,331 by year five. Five-year ROI tracks 152.52% and total cumulative return in cash totals $141,517. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,400/mo property income relative to a $1,370/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1965

1 Acres lot

$N/A/sqft

No HOA

More details about the property

**OPEN HOUSE Saturday, September 13th 11AM-1PM** Craving space and a slower pace? This 4-bedroom home, lovingly maintained by only its second owners since 1969, sits on a full acre with endless possibilities. Major updates include NEW CENTRAL AIR added with all ductwork, new gutters, downspouts, and window screens, a serviced Weil McLain boiler (2024), a newer gas water heater (2020), and a passing septic. Inside, original hardwood floors add character throughout the main level. The partially finished basement offers a shower, dry bar, and wood-burning stove. Car lovers and hobbyists will appreciate the oversized 2-car garage with 220V power and its own wood stove. Relax on the spacious front deck, perfect for coffee mornings or summer nights. Dont miss this hidden gemschedule your showing today!

Neighborhood Data

Neighborhood data shown for ZIP Code: 46614, South Bend, IN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,675 (100%)
Owner Occupied HU	9,722 (71.1%)
Renter Occupied HU	3,210 (23.5%)
Vacant Housing Units	743 ( 5.4%)
Median Home Value	$219,724
Average Home Value	$250,540