25570 Overlook DrAguilarCO81020
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 25570 Overlook Dr, Aguilar, CO, 81020 in Aguilar at $575,000 earns $3,436/mo in rent and nets $52/mo after the $2,586/mo payment, a 7.17% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $158,862 over five years. Ziffy Mortgage underwrites this on a 1.33 DSCR without U.S. credit history. With $5,296/yr in principal paydown, total projected return reaches $220,567.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 7.0% |
| Monthly Cash Flow | $52 | $800 |
City averages based on Aguilar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,436 |
| Total Monthly Debt Service | $3,156 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
35.54 Acres lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81020, Aguilar, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 671 (100%) |
| Owner Occupied HU | 344 (51.3%) |
| Renter Occupied HU | 96 (14.3%) |
| Vacant Housing Units | 231 (34.4%) |
| Median Home Value | $116,532 |
| Average Home Value | $222,754 |
Housing Distribution
Address Breakdown
Residential
173
Single Family
173
Multi-Family
0
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
35.54 Acres lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81020, Aguilar, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 671 (100%) |
| Owner Occupied HU | 344 (51.3%) |
| Renter Occupied HU | 96 (14.3%) |
| Vacant Housing Units | 231 (34.4%) |
| Median Home Value | $116,532 |
| Average Home Value | $222,754 |
Housing Distribution
Address Breakdown
Residential
173
Single Family
173
Multi-Family
0
Businesses
35
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kerry Campbell • Code of the West Real Estate LLC
Mls Name: PAR
Mls Provider:
Mls ID: #216444
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.