2554 Camino Plata Loop NE, Rio Rancho, NM, 87144 | $413/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Rio Rancho at 2554 Camino Plata Loop NE, Rio Rancho, NM, 87144 uses $134,921 cash to close to unlock $4,958/yr annual cash flow and $413/mo monthly cash flow. Total monthly income runs $2,802/mo, and a $1,992/mo payment keeps the spread at $413/mo. Purchase price stands at $407,000, and rental yield measures 8.26% with $2,802/mo rent. Return on cash invested shows 23.58% in year one, and 5% annual appreciation builds toward $112,447 over five years. Five-year ROI reaches 122.16% and total cumulative return in cash records $164,814. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,802/mo property income covering a $1,992/mo payment rather than investor’s personal income.

Single Family

Built in 2022

5,227 sqft lot

$N/A/sqft

No HOA