2551 Paseo Del PalacioChino HillsCA91709
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 2551 Paseo Del Palacio, Chino Hills, CA, 91709 in Chino Hills is narrow, $165/mo net on $6,970/mo rent after the $4,946/mo debt service, but the property operates at break-even-plus, not a loss. At $1,100,000 with a 7.6% yield, the long-run equity case via 5% appreciation ($303,910 over five years) and $10,131/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.41 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $427,763.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.0% |
| Monthly Cash Flow | $165 | $300 |
City averages based on Chino Hills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,970 |
| Total Monthly Debt Service | $6,367 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
6,458 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91709, Chino Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,267 (100%) |
| Owner Occupied HU | 18,248 (69.5%) |
| Renter Occupied HU | 7,179 (27.3%) |
| Vacant Housing Units | 840 ( 3.2%) |
| Median Home Value | $829,843 |
| Average Home Value | $848,315 |
Housing Distribution
Address Breakdown
Residential
25,909
Single Family
24,250
Multi-Family
1,659
Businesses
1,523
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
6,458 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91709, Chino Hills, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,267 (100%) |
| Owner Occupied HU | 18,248 (69.5%) |
| Renter Occupied HU | 7,179 (27.3%) |
| Vacant Housing Units | 840 ( 3.2%) |
| Median Home Value | $829,843 |
| Average Home Value | $848,315 |
Housing Distribution
Address Breakdown
Residential
25,909
Single Family
24,250
Multi-Family
1,659
Businesses
1,523
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices