2550 Port Tobacco RdNanjemoyMD20662
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 2550 Port Tobacco Rd, Nanjemoy, MD, 20662 in Nanjemoy: $3,707/mo in rent, $473/mo in net income, 8.56% gross yield, 1.59 DSCR, all at $519,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $143,639 in appreciation and $4,788/yr in principal paydown projects total cumulative return of $227,710.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 7.0% |
| Monthly Cash Flow | $473 | $350 |
City averages based on Nanjemoy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,707 |
| Total Monthly Debt Service | $3,027 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
6.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20662, Nanjemoy, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,142 (100%) |
| Owner Occupied HU | 810 (70.9%) |
| Renter Occupied HU | 151 (13.2%) |
| Vacant Housing Units | 181 (15.8%) |
| Median Home Value | $470,833 |
| Average Home Value | $567,278 |
Housing Distribution
Address Breakdown
Residential
1,136
Single Family
1,136
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
6.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20662, Nanjemoy, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,142 (100%) |
| Owner Occupied HU | 810 (70.9%) |
| Renter Occupied HU | 151 (13.2%) |
| Vacant Housing Units | 181 (15.8%) |
| Median Home Value | $470,833 |
| Average Home Value | $567,278 |
Housing Distribution
Address Breakdown
Residential
1,136
Single Family
1,136
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices