255 Plain St, Lowell, MA, 01852 | $1,166/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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255 Plain St, Lowell, MA, 01852 | $1,166/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lowell at 255 Plain St, Lowell, MA, 01852 earns $1,166/mo cash flow from $3,529/mo rent with a $1,835/mo payment. Total monthly income totals $3,529/mo, and annual cash flow totals $13,992/yr on $124,279 capital. ROI tracks 31.17% on current figures, and rental yield reads 11.3% at a $374,900 purchase. Equity gained on principal adds $2,419/yr, and 5% annual appreciation supports $103,578 over five years. Five-year ROI reaches 163.41% and total cumulative return in cash sums $203,083. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,529/mo property income instead of your personal income.

Single Family

Built in 1890

5,296 sqft lot

$N/A/sqft

No HOA

More details about the property

Owner occupied or investor, the numbers work out great either way. This property is ultra conveniently located to retail stores, highways and parks. Home features a 3 seasoned porch overlooking a nice private fenced in yard. Current T-A-W pays $3,000 per month. This is one of the best values on the market today.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01852, Lowell, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,854 (100%)
Owner Occupied HU	6,449 (40.7%)
Renter Occupied HU	8,567 (54.0%)
Vacant Housing Units	838 ( 5.3%)
Median Home Value	$469,145
Average Home Value	$555,537