255 Harbor Pointe DrBrunswickGA31523
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 255 Harbor Pointe Dr, Brunswick, GA, 31523 in Brunswick is capital appreciation. Rental yield 5.7%. The 5.7% gross yield at $745,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $205,830 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.06) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $211,255.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 8.0% |
| Monthly Cash Flow | $(1,110) | $250 |
City averages based on Brunswick market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,540 |
| Total Monthly Debt Service | $4,353 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
0.47 Acres lot
$N/A/sqft
$1,385 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31523, Brunswick, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,216 (100%) |
| Owner Occupied HU | 4,854 (78.1%) |
| Renter Occupied HU | 865 (13.9%) |
| Vacant Housing Units | 497 ( 8.0%) |
| Median Home Value | $367,810 |
| Average Home Value | $405,835 |
Housing Distribution
Address Breakdown
Residential
6,227
Single Family
6,226
Multi-Family
1
Businesses
282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
0.47 Acres lot
$N/A/sqft
$1,385 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31523, Brunswick, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,216 (100%) |
| Owner Occupied HU | 4,854 (78.1%) |
| Renter Occupied HU | 865 (13.9%) |
| Vacant Housing Units | 497 ( 8.0%) |
| Median Home Value | $367,810 |
| Average Home Value | $405,835 |
Housing Distribution
Address Breakdown
Residential
6,227
Single Family
6,226
Multi-Family
1
Businesses
282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Connor Burke • BHHS Hodnett Cooper Real Estate BWK
Mls Name: GIAOR
Mls ID: #1649518
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.