25410 N Us Highway 119BlairKY40823
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Blair rentals match the income profile of 25410 N Us Highway 119, Blair, KY, 40823. Listed at $160,000, gross rent is $1,531/mo and net cash flow is $557/mo, a 11.48% yield well above national averages. DSCR 2.02 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $44,205 by year five with $1,341/yr in annual principal reduction, projecting $93,512 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.0% |
| Monthly Cash Flow | $557 | $1,200 |
City averages based on Blair market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,531 |
| Total Monthly Debt Service | $949 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
1.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40823, Cumberland, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,125 (100%) |
| Owner Occupied HU | 1,129 (53.1%) |
| Renter Occupied HU | 615 (28.9%) |
| Vacant Housing Units | 381 (17.9%) |
| Median Home Value | $82,778 |
| Average Home Value | $123,638 |
Housing Distribution
Address Breakdown
Residential
1,422
Single Family
1,422
Multi-Family
0
Businesses
105
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
