2541 N 50th StLincolnNE68504
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 2541 N 50th St, Lincoln, NE, 68504 in Lincoln fits: $835,000, 2.97% gross yield, and a projected 5% annual appreciation rate adding $230,695 in value within five years. Rental yield 2.97%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.55) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,690/yr in principal paydown and $230,695 in appreciation project a total return of $88,900.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 5.2% |
| Monthly Cash Flow | $(3,571) | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,068 |
| Total Monthly Debt Service | $5,306 |
| DSCR Ratio | 0.39x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68504, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,613 (100%) |
| Owner Occupied HU | 2,660 (30.9%) |
| Renter Occupied HU | 5,328 (61.9%) |
| Vacant Housing Units | 625 ( 7.3%) |
| Median Home Value | $196,270 |
| Average Home Value | $223,734 |
Housing Distribution
Address Breakdown
Residential
8,315
Single Family
6,210
Multi-Family
2,105
Businesses
767
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.49 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68504, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,613 (100%) |
| Owner Occupied HU | 2,660 (30.9%) |
| Renter Occupied HU | 5,328 (61.9%) |
| Vacant Housing Units | 625 ( 7.3%) |
| Median Home Value | $196,270 |
| Average Home Value | $223,734 |
Housing Distribution
Address Breakdown
Residential
8,315
Single Family
6,210
Multi-Family
2,105
Businesses
767
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices