2540 Smith Chapel RdSumitonAL35549
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Sumiton at 2540 Smith Chapel Rd, Sumiton, AL, 35549 offers a 10.93% rental yield on a $135,000 purchase with $1,230/mo rent. Total monthly income registers $1,230/mo, and a $661/mo payment leaves $468/mo available for distribution. Annual cash flow reaches $5,613/yr on $44,753 to close, and return on cash invested stands at 32.45% in year one. Equity gained on principal adds $871/yr while 5% annual appreciation supports $37,298 over five years. Portfolio math shows five-year ROI at 169.41% and total cumulative return in cash at $75,817. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,230/mo property income against a $661/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35549, Carbon Hill, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,909 (100%) |
| Owner Occupied HU | 1,245 (65.2%) |
| Renter Occupied HU | 414 (21.7%) |
| Vacant Housing Units | 250 (13.1%) |
| Median Home Value | $84,609 |
| Average Home Value | $126,430 |
Housing Distribution
Address Breakdown
Residential
1,499
Single Family
1,458
Multi-Family
41
Businesses
92
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