2540 Saratoga LnTuscaloosaAL35406




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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Tuscaloosa at 2540 Saratoga Ln, Tuscaloosa, AL, 35406 uses $177,627 cash to close to unlock $169/yr annual cash flow and $14/mo monthly cash flow. Total monthly income runs $3,062/mo, and a $2,643/mo payment keeps the spread at $14/mo. Purchase price stands at $539,900, and rental yield measures 6.81% with $3,062/mo rent. Return on cash invested shows 20.16% in year one, and 5% annual appreciation builds toward $149,164 over five years. Five-year ROI reaches 103.43% and total cumulative return in cash records $183,727. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,062/mo property income covering a $2,643/mo payment rather than investor’s personal income.
Single Family
Built in 1984
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35406, Tuscaloosa, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,576 (100%) |
| Owner Occupied HU | 5,340 (70.5%) |
| Renter Occupied HU | 1,697 (22.4%) |
| Vacant Housing Units | 539 ( 7.1%) |
| Median Home Value | $452,157 |
| Average Home Value | $502,826 |
Housing Distribution
Address Breakdown
Residential
7,673
Single Family
6,501
Multi-Family
1,172
Businesses
439
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Listed by: Elaine Kizzire • HAMNER REAL ESTATE
Mls Name: WAMLS
Mls ID: #171602








