2540 River Ridge Trl, Ellicott City, MD, 21043 | 5.52% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $5,980/mo, and a $6,363/mo payment. Purchase price stands at $1,300,000, and rental yield measures 5.52% with $5,980/mo rent. Return on cash invested shows 14.37% in year one, and 5% annual appreciation builds toward $359,166 over five years. Five-year ROI reaches 73.09% and total cumulative return in cash records $307,851. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $5,980/mo property income covering a $6,363/mo payment rather than investor’s personal income.

Single Family

Built in 2018

6,350 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21043, Ellicott City, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	18,755 (100%)
Owner Occupied HU	12,468 (66.5%)
Renter Occupied HU	5,611 (29.9%)
Vacant Housing Units	676 ( 3.6%)
Median Home Value	$688,466
Average Home Value	$720,480