254 Pleasant StDexterMN55926
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play254 Pleasant St, Dexter, MN, 55926 in Dexter is priced for appreciation, not yield. Rental yield 3.3%. At $354,900 with a 3.3% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $98,052 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.61) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $54,848.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.2% |
| Monthly Cash Flow | $(1,241) | $150 |
City averages based on Dexter market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $976 |
| Total Monthly Debt Service | $2,075 |
| DSCR Ratio | 0.47x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1915
7.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55926, Dexter, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 349 (100%) |
| Owner Occupied HU | 270 (77.4%) |
| Renter Occupied HU | 58 (16.6%) |
| Vacant Housing Units | 21 ( 6.0%) |
| Median Home Value | $293,333 |
| Average Home Value | $344,472 |
Housing Distribution
Address Breakdown
Residential
264
Single Family
249
Multi-Family
15
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1915
7.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55926, Dexter, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 349 (100%) |
| Owner Occupied HU | 270 (77.4%) |
| Renter Occupied HU | 58 (16.6%) |
| Vacant Housing Units | 21 ( 6.0%) |
| Median Home Value | $293,333 |
| Average Home Value | $344,472 |
Housing Distribution
Address Breakdown
Residential
264
Single Family
249
Multi-Family
15
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices