254 Crawford Ridge Road #3CarrollNH03598
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 254 Crawford Ridge Road #3, Carroll, NH, 03598 in Carroll the bet is firmly on appreciation. Rental yield 4.28%. The 4.28% gross yield on a $995,000 price is below income-first thresholds, but 5%/yr value growth projects $274,900 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.79) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $178,856.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.2% |
| Monthly Cash Flow | $(3,119) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,551 |
| Total Monthly Debt Service | $6,273 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03598, Whitefield, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,094 (100%) |
| Owner Occupied HU | 1,186 (56.6%) |
| Renter Occupied HU | 406 (19.4%) |
| Vacant Housing Units | 502 (24.0%) |
| Median Home Value | $261,656 |
| Average Home Value | $290,609 |
Housing Distribution
Address Breakdown
Residential
1,545
Single Family
1,453
Multi-Family
92
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2001
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03598, Whitefield, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,094 (100%) |
| Owner Occupied HU | 1,186 (56.6%) |
| Renter Occupied HU | 406 (19.4%) |
| Vacant Housing Units | 502 (24.0%) |
| Median Home Value | $261,656 |
| Average Home Value | $290,609 |
Housing Distribution
Address Breakdown
Residential
1,545
Single Family
1,453
Multi-Family
92
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michele Penner • Badger Peabody & Smith Realty/Bretton Woods
Mls Name: PrimeMLS
Mls ID: #5069805