25220 Homestead RdChugiakAK99567
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 25220 Homestead Rd, Chugiak, AK, 99567 in Chugiak. Rental yield 7.78%. The 1.21 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $208,593 and $6,954/yr in principal reduction project total return of $233,150.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.8% |
| Monthly Cash Flow | $(74) | $1,850 |
City averages based on Chugiak market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,124 |
| Total Monthly Debt Service | $4,670 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
3 Acres lot
$N/A/sqft
$296 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99567, Chugiak, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,355 (100%) |
| Owner Occupied HU | 2,477 (73.8%) |
| Renter Occupied HU | 577 (17.2%) |
| Vacant Housing Units | 301 ( 9.0%) |
| Median Home Value | $492,144 |
| Average Home Value | $500,572 |
Housing Distribution
Address Breakdown
Residential
2,162
Single Family
2,162
Multi-Family
0
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
3 Acres lot
$N/A/sqft
$296 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99567, Chugiak, AK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,355 (100%) |
| Owner Occupied HU | 2,477 (73.8%) |
| Renter Occupied HU | 577 (17.2%) |
| Vacant Housing Units | 301 ( 9.0%) |
| Median Home Value | $492,144 |
| Average Home Value | $500,572 |
Housing Distribution
Address Breakdown
Residential
2,162
Single Family
2,162
Multi-Family
0
Businesses
178
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shawna Calt • RMG Real Estate
Mls Name: AKMLS
Mls Provider:
Mls ID: #25-3277
Disclaimer: The listing content relating to real estate for sale on this web site comes in part from the IDX Program of Alaska Multiple Listing Service, Inc. (AK MLS). Real estate listings held by brokerage firms other than Zillow, Inc. are marked with either the listing brokerages logo or the AK MLS logo and information about them includes the name of the listing brokerage. All information is deemed reliable but is not guaranteed and should be independently verified for accuracy. Copyright 2025 Alaska Multiple Listing Service, Inc. All rights reserved.