25211 Antler StChristmasFL32709
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 25211 Antler St, Christmas, FL, 32709 in Christmas is narrow, $185/mo net on $1,512/mo rent after the $899/mo debt service, but the property operates at break-even-plus, not a loss. At $199,999 with a 9.07% yield, the long-run equity case via 5% appreciation ($55,256 over five years) and $1,842/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.68 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $88,150.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 7.2% |
| Monthly Cash Flow | $185 | $1,500 |
City averages based on Christmas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,512 |
| Total Monthly Debt Service | $1,248 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32709, Christmas, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,304 (100%) |
| Owner Occupied HU | 1,000 (76.7%) |
| Renter Occupied HU | 136 (10.4%) |
| Vacant Housing Units | 168 (12.9%) |
| Median Home Value | $613,008 |
| Average Home Value | $661,090 |
Housing Distribution
Address Breakdown
Residential
950
Single Family
947
Multi-Family
3
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32709, Christmas, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,304 (100%) |
| Owner Occupied HU | 1,000 (76.7%) |
| Renter Occupied HU | 136 (10.4%) |
| Vacant Housing Units | 168 (12.9%) |
| Median Home Value | $613,008 |
| Average Home Value | $661,090 |
Housing Distribution
Address Breakdown
Residential
950
Single Family
947
Multi-Family
3
Businesses
125
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices