2521 N Berry StGermantonNC27019
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2521 N Berry St, Germanton, NC, 27019 in Germanton is a solid income-producing rental, 8.47% gross yield, $2,329/mo rent, $319/mo net cash flow on a $329,900 buy. DSCR 1.57 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $91,145 and $3,038/yr in principal reduction project a total cumulative return of $145,531.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 6.2% |
| Monthly Cash Flow | $319 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,329 |
| Total Monthly Debt Service | $1,879 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
0.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27019, Germanton, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,904 (100%) |
| Owner Occupied HU | 1,385 (72.7%) |
| Renter Occupied HU | 337 (17.7%) |
| Vacant Housing Units | 182 ( 9.6%) |
| Median Home Value | $235,911 |
| Average Home Value | $298,052 |
Housing Distribution
Address Breakdown
Residential
1,618
Single Family
1,618
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
0.79 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 27019, Germanton, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,904 (100%) |
| Owner Occupied HU | 1,385 (72.7%) |
| Renter Occupied HU | 337 (17.7%) |
| Vacant Housing Units | 182 ( 9.6%) |
| Median Home Value | $235,911 |
| Average Home Value | $298,052 |
Housing Distribution
Address Breakdown
Residential
1,618
Single Family
1,618
Multi-Family
0
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Triad MLS
Mls ID: #1203907