2520 Moss RdKevilKY42053
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2520 Moss Rd, Kevil, KY, 42053 in Kevil is a solid income-producing rental, 9.93% gross yield, $1,986/mo rent, $525/mo net cash flow on a $240,000 buy. DSCR 1.84 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $66,308 and $2,210/yr in principal reduction project a total cumulative return of $124,710.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 8.0% |
| Monthly Cash Flow | $525 | $450 |
City averages based on Kevil market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,986 |
| Total Monthly Debt Service | $1,365 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42053, Kevil, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,243 (100%) |
| Owner Occupied HU | 1,688 (75.3%) |
| Renter Occupied HU | 313 (14.0%) |
| Vacant Housing Units | 242 (10.8%) |
| Median Home Value | $220,909 |
| Average Home Value | $274,745 |
Housing Distribution
Address Breakdown
Residential
2,136
Single Family
2,136
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42053, Kevil, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,243 (100%) |
| Owner Occupied HU | 1,688 (75.3%) |
| Renter Occupied HU | 313 (14.0%) |
| Vacant Housing Units | 242 (10.8%) |
| Median Home Value | $220,909 |
| Average Home Value | $274,745 |
Housing Distribution
Address Breakdown
Residential
2,136
Single Family
2,136
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sara Gipson • eXp Realty, LLC, Sara Gipson Group
Mls Name: WKRMLS
Mls ID: #131818
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.