2517 Martin DrWinnsboroLA71295
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2517 Martin Dr, Winnsboro, LA, 71295 in Winnsboro deserves attention. This $158,000 property earns $1,540/mo in rent, a 11.69% gross yield, and nets $561/mo after the $710/mo payment. DSCR 2.17 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $43,652 compounds alongside $1,455/yr in yearly equity build, for a total cumulative return of $96,079.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 7.5% |
| Monthly Cash Flow | $561 | $400 |
City averages based on Winnsboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,540 |
| Total Monthly Debt Service | $916 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71295, Winnsboro, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,999 (100%) |
| Owner Occupied HU | 3,687 (61.5%) |
| Renter Occupied HU | 1,612 (26.9%) |
| Vacant Housing Units | 700 (11.7%) |
| Median Home Value | $125,357 |
| Average Home Value | $165,247 |
Housing Distribution
Address Breakdown
Residential
5,375
Single Family
5,259
Multi-Family
116
Businesses
510
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71295, Winnsboro, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,999 (100%) |
| Owner Occupied HU | 3,687 (61.5%) |
| Renter Occupied HU | 1,612 (26.9%) |
| Vacant Housing Units | 700 (11.7%) |
| Median Home Value | $125,357 |
| Average Home Value | $165,247 |
Housing Distribution
Address Breakdown
Residential
5,375
Single Family
5,259
Multi-Family
116
Businesses
510
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices