25130 Arrowhead LnHudsonIL61748
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play25130 Arrowhead Ln, Hudson, IL, 61748 in Hudson is priced for appreciation, not yield. Rental yield 4.83%. At $749,000 with a 4.83% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $206,935 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.90) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $146,220.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 5.5% |
| Monthly Cash Flow | $(2,180) | $300 |
City averages based on Hudson market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,016 |
| Total Monthly Debt Service | $4,897 |
| DSCR Ratio | 0.62x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61748, Hudson, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,252 (100%) |
| Owner Occupied HU | 1,040 (83.1%) |
| Renter Occupied HU | 76 ( 6.1%) |
| Vacant Housing Units | 136 (10.9%) |
| Median Home Value | $250,000 |
| Average Home Value | $299,055 |
Housing Distribution
Address Breakdown
Residential
1,066
Single Family
1,066
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61748, Hudson, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,252 (100%) |
| Owner Occupied HU | 1,040 (83.1%) |
| Renter Occupied HU | 76 ( 6.1%) |
| Vacant Housing Units | 136 (10.9%) |
| Median Home Value | $250,000 |
| Average Home Value | $299,055 |
Housing Distribution
Address Breakdown
Residential
1,066
Single Family
1,066
Multi-Family
0
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices