2511 W Sergeant StPhiladelphiaPA19132
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $109,900, 2511 W Sergeant St, Philadelphia, PA, 19132 in Philadelphia generates $871/mo in rent (9.51% yield) but nets only $151/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.76) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $30,363. Total projected return: $51,568.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.8% |
| Monthly Cash Flow | $151 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $871 |
| Total Monthly Debt Service | $676 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1915
724 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19132, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,508 (100%) |
| Owner Occupied HU | 6,217 (35.5%) |
| Renter Occupied HU | 7,694 (43.9%) |
| Vacant Housing Units | 3,597 (20.5%) |
| Median Home Value | $74,407 |
| Average Home Value | $140,055 |
Housing Distribution
Address Breakdown
Residential
15,679
Single Family
14,573
Multi-Family
1,106
Businesses
889
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1915
724 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19132, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,508 (100%) |
| Owner Occupied HU | 6,217 (35.5%) |
| Renter Occupied HU | 7,694 (43.9%) |
| Vacant Housing Units | 3,597 (20.5%) |
| Median Home Value | $74,407 |
| Average Home Value | $140,055 |
Housing Distribution
Address Breakdown
Residential
15,679
Single Family
14,573
Multi-Family
1,106
Businesses
889
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Edward Diehl • RE/MAX Access
Mls Name: Bright MLS
Mls ID: #PAPH2580736