2511 Mount AveMissoulaMT59804
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 2511 Mount Ave, Missoula, MT, 59804 in Missoula earns a 9.28% gross yield at $126,000. Rent of $974/mo nets $238/mo after the $567/mo mortgage. The 1.72 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $34,811 and $1,160/yr in equity accumulation project a total cumulative return of $62,891.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.2% |
| Monthly Cash Flow | $238 | $1,250 |
City averages based on Missoula market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $974 |
| Total Monthly Debt Service | $686 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1995
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59804, Missoula, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,335 (100%) |
| Owner Occupied HU | 2,408 (72.2%) |
| Renter Occupied HU | 843 (25.3%) |
| Vacant Housing Units | 84 ( 2.5%) |
| Median Home Value | $627,114 |
| Average Home Value | $664,957 |
Housing Distribution
Address Breakdown
Residential
3,412
Single Family
3,321
Multi-Family
91
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1995
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59804, Missoula, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,335 (100%) |
| Owner Occupied HU | 2,408 (72.2%) |
| Renter Occupied HU | 843 (25.3%) |
| Vacant Housing Units | 84 ( 2.5%) |
| Median Home Value | $627,114 |
| Average Home Value | $664,957 |
Housing Distribution
Address Breakdown
Residential
3,412
Single Family
3,321
Multi-Family
91
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices