2510 Lorraine CirGenevaIL60134
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow2510 Lorraine Cir, Geneva, IL, 60134 in Geneva earns its strong cash-flow label: 11.26% yield, $3,752/mo rent, $979/mo net income, DSCR 2.09. The $399,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $110,485 by year five. Combined with $3,683/yr in principal paydown, total projected return reaches $215,917.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 6.5% |
| Monthly Cash Flow | $979 | $250 |
City averages based on Geneva market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,752 |
| Total Monthly Debt Service | $2,615 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2004
5,157 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60134, Geneva, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,620 (100%) |
| Owner Occupied HU | 9,447 (81.3%) |
| Renter Occupied HU | 1,677 (14.4%) |
| Vacant Housing Units | 496 ( 4.3%) |
| Median Home Value | $461,452 |
| Average Home Value | $503,157 |
Housing Distribution
Address Breakdown
Residential
11,355
Single Family
10,155
Multi-Family
1,200
Businesses
1,410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2004
5,157 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60134, Geneva, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,620 (100%) |
| Owner Occupied HU | 9,447 (81.3%) |
| Renter Occupied HU | 1,677 (14.4%) |
| Vacant Housing Units | 496 ( 4.3%) |
| Median Home Value | $461,452 |
| Average Home Value | $503,157 |
Housing Distribution
Address Breakdown
Residential
11,355
Single Family
10,155
Multi-Family
1,200
Businesses
1,410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices