251 Oak CtSutter CreekCA95685








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Sutter Creek at 251 Oak Ct, Sutter Creek, CA, 95685 uses $197,071 cash to close to unlock $16,419/yr annual cash flow and $1,368/mo monthly cash flow. Total monthly income runs $5,074/mo, and a $2,932/mo payment keeps the spread at $1,368/mo. Purchase price stands at $599,000, and rental yield measures 10.16% with $5,074/mo rent. Return on cash invested shows 28.39% in year one, and 5% annual appreciation builds toward $165,493 over five years. Five-year ROI reaches 148.31% and total cumulative return in cash records $292,282. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $5,074/mo property income covering a $2,932/mo payment rather than investor’s personal income.
Single Family
Built in 1971
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95685, Sutter Creek, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,596 (100%) |
| Owner Occupied HU | 1,507 (58.1%) |
| Renter Occupied HU | 758 (29.2%) |
| Vacant Housing Units | 331 (12.8%) |
| Median Home Value | $553,534 |
| Average Home Value | $645,873 |
Housing Distribution
Address Breakdown
Residential
1,778
Single Family
1,548
Multi-Family
230
Businesses
269
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Listed by: Sue Hepworth • Gateway Sotheby's Int. Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224043844
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.








