25078 S 4205th RdInolaOK74036
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 25078 S 4205th Rd, Inola, OK, 74036 in Inola worth modelling. At $160,000 with a 9.06% gross yield, the $1,232/mo rent leaves $186/mo after the $719/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.71 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $44,205 by year five; $1,474/yr in principal reduction adds further equity. Total projected return: $74,404.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $186 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,232 |
| Total Monthly Debt Service | $958 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
1.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74036, Inola, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,119 (100%) |
| Owner Occupied HU | 2,366 (75.9%) |
| Renter Occupied HU | 464 (14.9%) |
| Vacant Housing Units | 289 ( 9.3%) |
| Median Home Value | $262,125 |
| Average Home Value | $285,828 |
Housing Distribution
Address Breakdown
Residential
2,530
Single Family
2,511
Multi-Family
19
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
1.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74036, Inola, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,119 (100%) |
| Owner Occupied HU | 2,366 (75.9%) |
| Renter Occupied HU | 464 (14.9%) |
| Vacant Housing Units | 289 ( 9.3%) |
| Median Home Value | $262,125 |
| Average Home Value | $285,828 |
Housing Distribution
Address Breakdown
Residential
2,530
Single Family
2,511
Multi-Family
19
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carrie Ballard • Realty One Group Dreamers
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2516846
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.