25077 Saddlehorn CirColumbia StationOH44028
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 25077 Saddlehorn Cir, Columbia Station, OH, 44028 in Columbia Station is narrow, $180/mo net on $4,241/mo rent after the $2,765/mo debt service, but the property operates at break-even-plus, not a loss. At $614,800 with a 8.28% yield, the long-run equity case via 5% appreciation ($169,858 over five years) and $5,662/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.53 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $245,828.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $180 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $4,241 |
| Total Monthly Debt Service | $3,816 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
1.26 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44028, Columbia Station, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,088 (100%) |
| Owner Occupied HU | 3,594 (87.9%) |
| Renter Occupied HU | 318 ( 7.8%) |
| Vacant Housing Units | 176 ( 4.3%) |
| Median Home Value | $369,649 |
| Average Home Value | $407,626 |
Housing Distribution
Address Breakdown
Residential
4,113
Single Family
4,113
Multi-Family
0
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
1.26 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44028, Columbia Station, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,088 (100%) |
| Owner Occupied HU | 3,594 (87.9%) |
| Renter Occupied HU | 318 ( 7.8%) |
| Vacant Housing Units | 176 ( 4.3%) |
| Median Home Value | $369,649 |
| Average Home Value | $407,626 |
Housing Distribution
Address Breakdown
Residential
4,113
Single Family
4,113
Multi-Family
0
Businesses
296
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barbara Wilson • Howard Hanna
Mls Name: MLS Now
Mls ID: #5115849