2507 Constellation DrHaywardCA94545
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.83% gross rental yield, 2507 Constellation Dr, Hayward, CA, 94545 in Hayward is priced for capital growth, not immediate cash flow. The $1,199,999 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $331,538 by year five, with $11,052/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.90) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $288,160.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 6.0% |
| Monthly Cash Flow | $(2,592) | $800 |
City averages based on Hayward market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,831 |
| Total Monthly Debt Service | $6,946 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
5,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94545, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,620 (100%) |
| Owner Occupied HU | 6,933 (65.3%) |
| Renter Occupied HU | 3,361 (31.6%) |
| Vacant Housing Units | 326 ( 3.1%) |
| Median Home Value | $872,089 |
| Average Home Value | $970,851 |
Housing Distribution
Address Breakdown
Residential
10,050
Single Family
8,694
Multi-Family
1,356
Businesses
3,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
5,300 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94545, Hayward, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,620 (100%) |
| Owner Occupied HU | 6,933 (65.3%) |
| Renter Occupied HU | 3,361 (31.6%) |
| Vacant Housing Units | 326 ( 3.1%) |
| Median Home Value | $872,089 |
| Average Home Value | $970,851 |
Housing Distribution
Address Breakdown
Residential
10,050
Single Family
8,694
Multi-Family
1,356
Businesses
3,111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eddie Oberoi • Intero Real Estate Services
Mls Name: MLSListings Inc
Mls ID: #ML82014051