2506 Cielo TrceSan AntonioTX78261
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2506 Cielo Trce, San Antonio, TX, 78261 in San Antonio at $495,000 earns $3,731/mo in rent and nets $133/mo after the $2,226/mo payment, a 9.04% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $136,759 over five years. Ziffy Mortgage underwrites this on a 1.68 DSCR without U.S. credit history. With $4,559/yr in principal paydown, total projected return reaches $198,641.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 5.8% |
| Monthly Cash Flow | $133 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,731 |
| Total Monthly Debt Service | $3,401 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
8,712 sqft lot
$N/A/sqft
$233 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78261, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,310 (100%) |
| Owner Occupied HU | 8,596 (76.0%) |
| Renter Occupied HU | 2,129 (18.8%) |
| Vacant Housing Units | 585 ( 5.2%) |
| Median Home Value | $424,088 |
| Average Home Value | $468,035 |
Housing Distribution
Address Breakdown
Residential
11,154
Single Family
9,885
Multi-Family
1,269
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2011
8,712 sqft lot
$N/A/sqft
$233 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78261, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,310 (100%) |
| Owner Occupied HU | 8,596 (76.0%) |
| Renter Occupied HU | 2,129 (18.8%) |
| Vacant Housing Units | 585 ( 5.2%) |
| Median Home Value | $424,088 |
| Average Home Value | $468,035 |
Housing Distribution
Address Breakdown
Residential
11,154
Single Family
9,885
Multi-Family
1,269
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Emily Anderson • Real Broker, LLC
Mls Name: LERA MLS
Mls Provider:
Mls ID: #1920920
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.